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Belmont Center Overlay

"Looking to Town Meeting on March 4, we will all lose, regardless of the outcome, with a sharply divided town."

- Michael Widmer

Summary & Suggestions

During my long tenure as Belmont Town Moderator I often counseled Select Board members whether a controversial proposal was sufficiently developed to present to Town Meeting. Were I still Moderator, I would strongly advise this Select Board that the Belmont Center overlay proposal has serious flaws and falls way short of being ready for prime time.

 

 The issue is not whether some development of Belmont Center is a good idea but whether this specific proposal merits approval by Town Meeting. It does not.

 
The proposed scale is enormous, with four and five-story buildings (two floors of commercial and the rest residential) that would destroy the character of Belmont Center and very likely result in the closing of most small businesses now in the Center. There is no community in Massachusetts that has undertaken anything of this scale in such a small downtown area.
 
The Select Board and Planning Board have essentially punted on the problem of parking for a proposed 500 new rental units and 1200 employees of new commercial businesses — all in a one-block area. Similarly, there is no plan to deal with the obvious compounding of traffic problems which already choke the Center at key times of the day.
 
But what about the Select Board’s repeated claims that the Belmont Center proposal will provide property tax relief and more funding for the schools?
 
Unfortunately, that is a fabrication.
 
Working with several other Belmont residents who, like me, are economic and financial analysts, we have expanded on the town’s fiscal work and concluded that the proposal would break even at best, and more likely would result in a loss to taxpayers. In essence, the additional revenues from commercial development would be more than offset by additional costs, principally the costs of educating additional children.
 
In short, the overlay proposal might well worsen the town’s finances, requiring cuts in services or larger override requests.

So should the town simply walk away from development of Belmont Center? Absolutely not. The Select Board and Planning Board should revise the current proposal in at least three major areas — reduce the scale, eliminate the by-right provision, and phase in the proposal.
 
Building heights need to be reduced — Belmont Center’s geographic footprint is smaller than the centers of our surrounding towns. Retaining a town feel in the Center requires smaller buildings than are being proposed. Not only will the smaller scale be a better fit with our historic town center, but the reduced share of residential units will improve the fiscal impact.
 
The overlay should not be “by right” — Under by-right zoning, the town will have limited ability to influence projects built in the Center. Not only are the details of design and site plan review (DSPR) far from final, but key elements of the proposal are being removed from the zoning bylaws to a less formal Rules and Regulations section that can be modified by the Planning Board without Town Meeting approval. None of this critical text has been made public and it won’t even be considered at the March 4 Special Town Meeting.
 
The overlay should be phased in — Phasing in sections of the Center would provide an opportunity for mid-course corrections, which does not exist under the current sweeping proposal. This is essential given the large uncertainties around something of this scale in the years ahead, as well as our limited ability to fix problems that may arise because of grandfathering rules that would apply to many projects. And keep in mind that existing local business and 3A zoning in the Center already allows for a great deal of new development.
 
Looking to Town Meeting on March 4, we will all lose, regardless of the outcome, with a sharply divided town. With changes of this magnitude, the Select Board’s goal should be to develop a proposal that produces a broad consensus. Sadly the current proposal fails that test.
 
- Michael Widmer, January 2026

Summary and Suggestions

During my long tenure as Belmont Town Moderator I often counseled Select Board members whether a controversial proposal was sufficiently developed to present to Town Meeting. Were I still Moderator, I would strongly advise this Select Board that the Belmont Center overlay proposal has serious flaws and falls way short of being ready for prime time.
 
The issue is not whether some development of Belmont Center is a good idea but whether this specific proposal merits approval by Town Meeting. 
 
It does not.
 
The proposed scale is enormous, with four and five-story buildings (two floors of commercial and the rest residential) that would destroy the character of Belmont Center and very likely result in the closing of most small businesses now in the Center. There is no community in Massachusetts that has undertaken anything of this scale in such a small downtown area.
 
The Select Board and Planning Board have essentially punted on the problem of parking for a proposed 500 new rental units and 1200 employees of new commercial businesses — all in a one-block area. Similarly, there is no plan to deal with the obvious compounding of traffic problems which already choke the Center at key times of the day.
 
But what about the Select Board’s repeated claims that the Belmont Center proposal will provide property tax relief and more funding for the schools?
 
Unfortunately, that is a fabrication.
 
Working with several other Belmont residents who, like me, are economic and financial analysts, we have expanded on the town’s fiscal work and concluded that the proposal would break even at best, and more likely would result in a loss to taxpayers. In essence, the additional revenues from commercial development would be more than offset by additional costs, principally the costs of educating additional children.
 
In short, the overlay proposal might well worsen the town’s finances, requiring cuts in services or larger override requests.

So should the town simply walk away from development of Belmont Center? Absolutely not. The Select Board and Planning Board should revise the current proposal in at least three major areas — reduce the scale, eliminate the by-right provision, and phase in the proposal.
 
Building heights need to be reduced — Belmont Center’s geographic footprint is smaller than the centers of our surrounding towns. Retaining a town feel in the Center requires smaller buildings than are being proposed. Not only will the smaller scale be a better fit with our historic town center, but the reduced share of residential units will improve the fiscal impact.
 
The overlay should not be “by right” — Under by-right zoning, the town will have limited ability to influence projects built in the Center. Not only are the details of design and site plan review (DSPR) far from final, but key elements of the proposal are being removed from the zoning bylaws to a less formal Rules and Regulations section that can be modified by the Planning Board without Town Meeting approval. None of this critical text has been made public and it won’t even be considered at the March 4 Special Town Meeting.
 
The overlay should be phased in — Phasing in sections of the Center would provide an opportunity for mid-course corrections, which does not exist under the current sweeping proposal. This is essential given the large uncertainties around something of this scale in the years ahead, as well as our limited ability to fix problems that may arise because of grandfathering rules that would apply to many projects. And keep in mind that existing local business and 3A zoning in the Center already allows for a great deal of new development.
 
Looking to Town Meeting on March 4, we will all lose, regardless of the outcome, with a sharply divided town. With changes of this magnitude, the Select Board’s goal should be to develop a proposal that produces a broad consensus. Sadly the current proposal fails that test.
 
- Michael Widmer, January 2026

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Impact on Business Community

The majority of the Leonard St business community opposes the Belmont Center Overlay.

  • Construction will disrupt customers visiting the stores.

  • During the construction of their current spaces, individual stores will be forced to close for 12 to 18 months or more. This interruption in income will be deadly for these small businesses. It will be extraordinarily difficult to recapture the customers that have been frequenting alternative retailers for 12 to 18 months.

  • The rents for the rebuilt stores on Leonard st will be much higher to give the real estate owners an adequate return. Our current Leonard St retailers will be financially weakened due to the hiatus, and do not have the business models to handle rents 2 or 3x current rents. 

 

Proof:

At the corner of Washington St and Walnut St in Newton, the prior 1and 2 story buildings were bought out for a mixed use development.

All of the existing tenants had to move due to the construction. None of the existing tenants have returned and the current tenants are .....

Financial Impact

Neither the Select Board or the Planning Board have provided the financial impact of the current Belmont Center Overlay or the Hotel District at 365 to 395 Concord St.

 

The last Financial Impact by the Town was done in August or early September 2025. There have been significant changes in the zoning from early September until when it was approved by the Planning Board on December xx, 2025.

In earlier Planning Board presentations on the proposed overlay, the top listed goal was providing meaningful net cash flow to reduce our operating deficit and decrease future overrides. So does it? NO!

A Belmont team of 4 analytical and financial experts have done a detailed analysis of the impact of the Belmont Center Overlay. We used the same model that the Town has been using to provide comparable elements and result.

 

We extensively researched the top 3 variables:

- Likely apartment mix that would be built as a result of the full buildout of the zoning

- Incremental School Age children coming from the related new residences

- The  incremental school costs arising from the incremental students   

 

The model ultimately calculates the net financial impact to the Town from the Belmont Center overlay in this format:

belmont financial impact graph.png

Based on our detailed  analysis, we believe the likely financial impact to  the town from the buildout of the Belmont Center overlay will be net ongoing costs of approximately $250,000. If the buildout

 

This is for the Belmont Center overlay only. The Hotel district is analyzed separately.

WE will be providing a far more detailed discussion of our analysis shortly

 

The Town Model came from the October 2024 report on Fiscal Impact of Belmont’s MBTA 3a submission, which can be found  on the Town’s website at xxxxxxxxxxxxxxxxxxxxxxxx

Zoning Language

- Coming Soon -

Scale/Rendering

What will Leonard St look like with a full buildout of the Belmont Center Overlay?

The Town has not provided a current rendering, so we have contracted to have one made. It should be posted to this site shortly.

In the interim, let’s look at what Leonard St is currently zoned for:

tatte zoning image.png

Yes, it is where  Tatte Bakery & Cafe is located at 495 Trapelo Rd. It is a 3 story building with a restaurant on the 1st floor and residences on the 2nd and 3rd floor.

The Belmont Center Overlay wants to add up to 2 more floors if this was located on Leonard St.

Traffic and parking

- Coming Soon -

Citizen Petitions and Actions

- Coming Soon -

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